News You Can Use – September 2021

News You Can Use – September 2021

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News You Can Use

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Labor Day is a national holiday fondly celebrated in the United States on the first Monday in September.  Labor Day is an American holiday that pays homage to the achievements and contributions made by the American Labor movement to the economy of the US.

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Red Tomato and Feta Pasta

Man, this was just so easy. I’m sure you’ve all seen this super trendy dish on social media. I wanted to try and see what the hype was about but also give it a new twist. There are just so many fun things you can do with this.

 

Basic recipe-

1 block feta cheese

1 quart of cherry tomatoes

Garlic cloves

Olive oil

Salt and pepper

1 box of pasta (I used r

I added -Broccoli, Shrimp, Red pepper flakes

ed lentil pasta)

 

In any oven safe baking dish add the feta block to the center and dump whole tomatoes and whole, peeled garlic cloves around it. (This is where you can add additional veggies if you wish like broccoli, mushroom, peppers, zucchini and/or onions)

  1. Drizzle olive oil over the veggies, mix to coat and season as desired.
  2. Place in preheated oven (400 degrees) for 35 minutes.
  3. Bring a large pot of water to boil (will be for your pasta)
  4. Defrost 1 bag or about 10-15 shrimp in cold water. Once defrosted, peeled and dried-toss in lemon juice.
  5. In a pan over medium heat, melt 2 Tbs butter with 2 Tbs olive oil.
  6. When your timer has 10 minutes left, add pasta to boiling water and cook as directed.
  7. In the pan with butter add shrimp and cook until white and slightly curled.
  8. Drain pasta and dump into a large serving bowl, add shrimp and then dump all contents of baking sheet on top. Sprinkle red pepper flakes on top. Stir until everything is evenly mixed. Enjoy!

 

Don’t like shrimp? Blackened, grilled, baked, or even breaded chicken would be an awesome protein to add.

Intuitive Eating - part one

You may have heard this catchy phrase on TV or in conversations with friends. Intuitive eating is gaining in popularity as many people are fed up with the “diet culture” that our society has been entangled in. But what does it really mean? You may conjure up images of hairy, nature-loving, yoga-doing youngsters meditating over their bowl of cereal. While that may work for some people, intuitive eating actually has 10 very practical, healthy and positive principles that we could all benefit from by implementing them into our daily lives. Now before you start committing these to memory, I want you to remember that the practice of intuitive eating is meant to simplify eating and improve your relationship with food. It is not meant to be a weight loss diet or to make you feel trapped by its 10 “commandments”. So, relax. I encourage you to read over the list- you may already be doing some of these suggestions. One or many may resonate with you. Here are the first 5…

Reject Diet mentality: Diet mentality refers to the idea that you are always following rules as to what you “can” and “cannot” eat leading to a poor relationship with food and often increased stress or anxiety about nutrition. Additionally, cyclical dieting has shown to make maintaining a healthy weight harder.

Honor your hunger cues: This can become very difficult if you’ve been dieting for many years. You may need to relearn hunger cues. Allowing yourself to eat when you're hungry is not only normal but it increases inner trust and often will help reduce cravings and overeating at other times.

Make peace with food: Easier said than done. For those who have struggles with binge eating, restrictive eating, or orthorexia this may require a great deal of personal work or therapy.

Challenge the food police: Can you think of someone in your life who dictates what foods are off limits? Or maybe someone who judges what you eat?Maybe it’s your inner voice telling you not to eat the bagel for breakfast because ‘it's too many carbs.’ Whomever the food police is in your life, it’s time to challenge!  You do not need permission to eat what you want.

Discover the satisfaction Factor: Some cultures prioritize the pleasure of eating as an important part of wellness. Unfortunately, the modern American lifestyle demonized this idea, making people feel ashamed for indulging in our favorite satisfying foods. Restricting foods that are most fulfilling to you can lead to overeating or even binging later on.

Find the last 5 principles of intuitive eating in next month's newsletter.  

*This article is intended to serve as an educational tool and is not medical advice or diagnosis.  

Follow Nourish Yourself Dietetics on Facebook or @dietitian_stacia on Instagram for a more in-depth look at each intuitive eating principle. The only dinosaur that didn't do any kind of physical labor is mybackisaur.

Have you noticed your Iris or Black-Eyed Susan looking a little pale or your prize Chrysanthemum beginning to outgrow its space? Is your Daylily, Peony, Primrose, Poppy or Aster dying out in the center? If so, fall is the right time to divide and replant these or other spring and summer blooming plants that grow back year after year.

Dividing perennials that are established during autumn months is the easiest and quickest way to make them healthier – while gaining new plants for your garden or for sharing with your neighbors. The best candidates for division are perennial plants that have large, healthy clumps and have been in the ground several years.

Dividing perennials plants

To divide your perennials:

 Try to divide dormant perennials on a cloudy day when the weather is dry, making sure each plant division has more roots than shoots.

Use a shovel to dig deep all the way around the plant and gently lift out of ground with your hands.

Keep as much of the root system intact as possible. If working with a very large clump, force the shovel under the root ball to loosen before you lift plant.

Shake off loose soil and wash the crown with a garden hose until you can clearly see roots and crowns.

Each division should have two to five strong shoots with ample roots attached. Divide the plant into smaller clumps either by hand, or with a knife or spade.

Remove any dead areas and cut back remaining foliage to half the height of the original clump.

Replant divided perennials promptly so roots don't dry out. Set plants out at the same depth as before, making sure to replant one division back into the original hole.

Dig the hole slightly larger than the division to allow space for the new plant to spread out its roots.

To finish up, water thoroughly and apply mulch to keep soil from drying out and to protect the plant's root system.

Keep the soil moist until your new plant becomes established. Wait until spring before adding fertilizer.

 

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Accidents happen, but are they covered by (Worker’s Compensation) insurance?

 We are regularly receiving calls from clients with complicated stories about misfortune, damage and injury.  We hear of bad luck, fate and karma, all wreaking havoc on our otherwise ordinary lives.  Each incident is dependent on many factors.  Did this injury occur at your home, at work, or elsewhere?  Is there property damage?  Is this an injury requiring medical care?  Who is at fault and who is the victim?  The claim requires significant investigation that can drag on for significant periods of time.  Claims occupy much of our time, give you much worry and usually aren’t simple.

I got an interesting question yesterday that I was unable to answer. Hopefully, you're still reading; I'll go on. The call was from a client who fell and suffered an injury while on her lunch break. She works in one space in a large complex. On the day of the accident, she "punched out" for lunch and was walking elsewhere in the complex when she tripped on an uneven walking surface. When she presented the claim for her injuries, the building owner denied payment. Because she was injured during the work day, the owner argued that her employer's Workers' Compensation coverage should apply. This raised the question of whether an employee is covered by Workers' Comp while on her lunch break.

The “Big I” was our resource when we researched the liability.

The answer, as with so much in life, is, "It depends."  You can find more answers about this problematic accident in Mike’s blog on our website www.thesouthcottagency.com

Reading With Your Child

 

Children must learn to read before they can read to learn.

The Learning First Alliance, a group of education organizations, suggests that parents help in these ways:

 

Read at bedtime. From the time your children are very young, get in the habit of reading aloud at bedtime.

Enjoy the library together. Together, explore all the resources available.

Encourage your children to write. Look for ways to motivate children to write. Leave a note on the refrigerator and ask your child to write back.

Play rhyming games. Young children learn a lot as they think about rhyming words. They focus on the sounds inside words and start to hear the sounds that letters make. Choose a word, and have a contest to see who can think of the greatest number of rhyming words.

Remember - practice makes perfect.

How to Prevent Porch Package Theft

 

(Tips for protecting your packages from disappearing while you’re out, and how insurance might also help)

 

Online shopping has introduced a great convenience for those who don’t have the time or preference for brick-and-mortar stores, but unfortunately, it’s also introduced new risks to consumers. When your packages disappear from your porch before you ever get the chance to claim them, you can end up losing a lot more than money. Package thieves cause unnecessary stress and frustration for homeowners everywhere.

Fortunately, there are some easy steps you can take to prevent your deliveries from vanishing. It’s also important to get equipped with the proper homeowners insurance.

Does Homeowners Insurance Cover Package Theft?

 Yes, however, it can get a little tricky. First of all, in order to file a successful claim, you’d need to be able to prove your package was actually delivered and then stolen, which can be a challenge. If the package wasn’t actually delivered, the fault would return to the sender. This is why large online retailers like Amazon have started photographing package deliveries, so they can’t be held liable if your package disappears later. If your package was delivered and then stolen, it becomes your responsibility.

What insurance companies refer to as “mysterious disappearance” doesn’t always indicate a theft. If you were able to provide proof of package theft, the issue would then become if the value of the goods you ordered exceeded your insurance policy’s deductible. Renters insurance deductibles can be lower, often between $250-$500, but homeowners insurance deductibles are typically one percent of the total value of your home. Unless what you ordered was really expensive, it’s unlikely to exceed this amount.

 

The following action steps can eliminate porch package theft:

Install a doorbell camera Homeowners can record footage of their porches and other entryways around the clock with doorbell cameras, which would then allow them to prove to an insurance company if a package was in fact swiped from their home.

Install motion sensor lights: These lights are activated when someone walks past a programmed spot on your property, and can help to scare away package thieves.

Use Amazon’s Smart Lock Kit: Their Smart Lock Kit gives parcel deliverers permission to leave a package right inside your home. While this isn’t the most popular option currently, it’s been gaining traction over time.

Schedule your deliveries: If you have the option to plan or schedule a delivery for a day when you know you’ll be home, that’s an easy way to prevent your stuff from getting stolen.

Get a Box Lock: A new popular option is to use a smart padlock box, known as BoxLock. Packages you order are scanned by the delivery person, and then your BoxLock is scanned. The BoxLock will only open for packages scheduled to be delivered to you.

Ask a neighbor for help: If you have a trusted neighbor, you can ask them to grab your package for you before you get home.

Ship to an alternate address: If none of these other options work for you, you might consider having your packages shipped to an Amazon Hub Locker.  Hub Lockers are found at many convenient locations such as grocery stores.

 

Important Crop Insurance Information

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Here are the dates you must be aware of:

 

Wheat and forage sales closing date September 30, 2021

Sign up for level of coverage and review options

Wheat final plant date is October 10, 2021, late plant period October 25, 2021

Wheat and forage acreage report date November 15, 2019

 

Apples, Peaches, Grapes, and Cherries sales closing date November 20,2021

Sign up for level of coverage and review options

Acreage and Production report January 15, 2022

 

Intended use: If planted corn reported as grain but now going to be harvested as

silage, you need to file a claim & have the field appraised before harvest.

 

When filing a claim…

File the claim as soon as you think you have damage.  The policy says within 72 hours of noticed damage.

Some crops require you to leave strips in the field for adjuster to inspect.

The latest you can file a claim is 60 days after the end of the insurance period (for corn and soybeans it is

December 10th).

The end of the insurance is also the last day of the harvest.

Revenue policies, when there is no production loss, have 45 days after the harvest price is released to make a             claim.  The soybean price is released November 5th and the corn price is released by December 5th.

 

Crop insurance Premiums have been billed.

Interest starts to accrue on October 1, 2021 for apples, peaches, grapes, cherries, wheat and forage.

 

Premiums must be paid by next sales closing, wheat and forage by November 30th and apples, peaches, grapes, and cherries by November 20th.

 

As always, call the office (589) 589-6236, if you have crop insurance questions.