News You Can Use – October 2021

News You Can Use – October 2021



Happy Halloween 

The roots of trick-or-treating go back more than 2,000 years to the Ancient Celts. They celebrated a pagan festival called Samhain on November 1 that marked the end of the harvest season.

The night before, they believed the dead returned as ghosts, so they left food and wine on their doorsteps to appease them.

In the 8th century, the Christian church replaced Samhain with All Saints Day, a.k.a., All Hallows. The night before — October 31 — came to be known as All Hallows Eve, which then, of course, became Halloween.

Enjoy fall colors on these scenic routes

Cooler temperatures and beautiful fall foliage make this an excellent time to take a road trip. Here are four routes in the Eastern U.S. that offer unique stretches of twists, turns, and breath-taking scenery.

Blue Ridge Parkway North Carolina & Virginia

This 469-mile route links Shenandoah National Park in Virginia with the Great Smoky Mountains National Park in North Carolina. This path has several attractions to stop at along the way so you can make it a leisurely two-to-three-day trip.

Skyline Drive Virginia

Skyline Drive is a National Scenic Byway running 105 miles along the crest of the Blue Ridge Mountains through Shenandoah National Park. It offers a stretch of incredible scenery with 75 overlooks connecting travelers to major visitor centers, campgrounds, lodges, picnic areas, and trailheads.

Tail of the Dragon Tennessee

An American hot spot for thrill-seeking motorcyclists, Tail of the Dragon has an astonishing 318 curves in its 11-mile stretch along Route 129. The colors of fall only add to the breath-taking views of this road bordered by the Great Smoky Mountains and the Cherokee National Forest. If you’re ready to challenge your skills, check it out!

Kancamagus Scenic Byway New Hampshire

This 34.5-mile section of Route 112 through the White Mountain National Forest is loaded with fabulous New England scenery. This stretch is considered one of the most scenic highways in the United States and offers a number of rest points so you can stop and enjoy the red, orange, and yellow hues of the fall season.

Golumpki Casserole

Who has the time to make Golumpkis these days?! This recipe lets you enjoy those delicious Polish flavors without all the hassle. It’s easy, it’s healthy, it makes A LOT.

2 lbs. beef
6 cups shredded cabbage
2 28 oz cans of diced tomatoes
1 can tomato soup
1 cup water
2 cups cooked brown or white rice
1 small diced onion
4 cloves garlic, chopped
Salt and pepper


1. Brown ground beef. When almost completely cooked add chopped onion and garlic, stir occasionally.
2. Add Shredded cabbage to beef.  Cook until cabbage starts to soften.
3. In a large bowl mix beef and cabbage mixture, cooked rice, tomato soup, water and 1 can of diced tomatoes.
4. Pour into greased casserole dish. Top with second can of diced tomatoes.
5. Cook at 375 degrees for 30 minutes.

Intuitive Eating Principles continued…

 Last month I introduced the practice of eating intuitively instead of ongoing dieting. The first five principles were reviewed including rejecting diet mentality, honoring your hunger cues, making peace with food, challenging the food police and discovering the satisfaction factor. This month we will look at the last five principles to conclude your introduction to this popular strategy.

Feel your fullness: Removing distraction during meal time, slowing down, and recognizing when you are full will help your body trust that you are nourishing it properly. Mastering this principle will also make honoring your hunger cues and eating satisfying foods more natural.

Cope with emotions with kindness: Emotional eating is common but usually only a quick fix, eventually you will have to deal with the emotions. Learning other coping mechanisms to stress, boredom, sadness are vital to reducing the connection between emotion and emotional hunger.

Respect your body: people will spend months, years and even decades trying to get to their own idea of ideal weight. But what if genetically, physiologically that weight is not meant to be? Are you ready to give up years of happiness because you’ve been at war with your body? Self acceptance and self-respect are vital components of wellness… not just the number on the scale.

Move- feel the difference: Find a movement that brings you joy. It doesn’t have to mean hours at the gym. In fact, finding activities that make you happy is much more sustainable than an exercise regimen you dread.

Honor your health: Trying to follow restrictive diets or holding yourself to rigid health standards is neither practical or the “healthiest” way to live. Learning to enjoy food while nourishing your body with a wide variety of foods is the most sustainable and practical way to live.

Follow Nourish Yourself Dietetics on Facebook or @dietitian_stacia on Instagram for a more in-depth look at each intuitive eating principle.

*This article is intended to serve as an educational tool and is not medical advice or diagnosis.

Put that Candy Corn to use

Candy corn may not be your favorite, but that doesn’t mean we can’t put it to use. A great Halloween party game begins by emptying a few bags of candy corn onto the center of a card table. Each player will receive a pair of chopsticks and a bowl. They will have 60 seconds to transfer candy to their bowl. The goal of the game is to see who can transfer the most candy corn to the bowl using only chopsticks.

Play Candy Corn Bingo

 Bingo is a crowd-pleaser—no matter the age. But here’s where it gets Halloween-y:  swap traditional chips with candy corn as markers.  If you’re feeling creative, you can design Halloween bingo boards or use online downloads.

Every trick-or-treater should follow these rules:

    • Carry a flashlight.
    • Only visit homes or apartments of people you know.


  • Do not enter any homes without the permission of your parents.
  • Only visit those streets with which you are familiar.
  • Stay away from homes or doorways that are dark.
  • Keep to sidewalks and crosswalks.
  • Avoid cutting across lawns.

*For many preschoolers or elementary school children, a viable alternative to door-to-door trick-or-treating is a private Halloween party. Join with neighbors, family, church, or school groups to plan a gathering that includes a costume parade, games, and of course, lots of treats to take home.

Falling Leaves, Football, Halloween, And A New Kitchen?

Many people believe spring or summer is the best time of year to get your dream kitchen.  Not so fast!  Those seasons may be the most popular time of year for a project such as this, but when you take a deeper dive into the world of home remodeling, you’ll find October and November are actually the best times to remodel. By taking advantage of the fall season, you can get your project done before the holidays (and save a ton of money.) A slower season means better values.  Thinking about a DIY home improvement project—maybe a new kitchen or bathroom makeover?  You’re not alone. The Home Improvement Research Institute (HIRI) says do-it-yourselfers complete two-thirds of home improvement projects — and spend less than those who depend solely on contractors. While saving money is satisfying, the sense of accomplishment DIYers feel is even better. But before you pick up a hammer or grab a paintbrush, you’ll need to do some homework. As you draw plans, budget, purchase materials, and secure permits, you also need to think about home insurance. That’s where we can help even before you start work. We can help you assess the unexpected risks of your project.

Here are five common renovation projects that may require additional insurance: Kitchen renovation, Bathroom makeover, Home office, Sunroom, Finished basement Read the entire blog on our website at

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Albion, NY  14411
Phone 585 589-6236
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Thank You So Much!

Everyone here at my office and myself would like to thank you for your continued trust and support in our agency!

We are so thankful for customers like you! For being such a great client, I want to give you a $20.00 gift card for referring us to your friends and family.

We reward you for each referral and have monthly drawings and a grand prize drawing for a tablet.

Important Crop Insurance Dates & Information

Wheat and forage acreage reports are due by November 15, 2021
Final wheat plant date is October 10th.
15-day late plant period is October 25th.
Prevented planting claim for wheat must be filed 72 hours after final day of planting, then actual
acreage of prevented planted acres must be declared on acreage report.

2021 crop insurance premiums have been billed.
Apples grapes, peaches, and cherries premium due by November 20, 2021.
Wheat premium due November 30, 2021
Onion premium is due February 1, 2022
All other crops are due March 15, 2022
!!! If you pay the premium after the termination date, you are ineligible to insure your crop in the next year!!!

When filing a claim…
File the claim as soon as you think you have damage.  The policy says to file within 72 hours of noticed damage.

Some crops require you to leave strips in the field for adjuster to inspect.
The latest you can file a claim is 60 days after the end of the insurance period.
For corn and soybeans it is December 10.  The last day of the insurance period is also defined as the last day of harvest.

 Revenue policies, when there is no production loss, have 45 days after the harvest price is released to make a claim.  The soybean price is released November 5th and the corn price is released by December 5th.
Sales closing dates for apples, grapes, peaches, and cherries are November 20, 2021.
Make sure the correct entity information, insured crops, insured counties, options, unit structure, and insurance level are all selected correctly.

The 2021 production report and 2022 acreage report for these crops are due by Jan. 1, 2022.

 As always, do not hesitate to call (585) 589-6236 if you have any questions.