News You Can Use – August 2021

News You Can Use – August 2021



Happy August!

August is the only month without a

major holiday, so let’s celebrate

Middle Child Day on August 8th.

Oldest, Middle, Youngest: Who’s Most Successful?

All men may be created equal; but a look at their pay stubs will tell you that their incomes are not. Blame it on social class, education — even luck, but according to Dalton Conley, New York University professor of sociology and public policy, inequality begins at home. In his book ‘The Pecking Order: Which Siblings Succeed and Why,’ Conley says that 75 percent of the income inequality between individuals in the United States occurs between siblings in the same families. He points to the diverse fortunes of Bill and Roger Clinton, and Jimmy and Billy Carter as examples. Research shows that firstborns (and onlys) lead the pack in terms of educational attainment, occupational prestige, income and net worth.


Conversely middle children in large families tend to fare the worst. (Marcia! Marcia! Marcia!) “A child’s position in the family impacts his personality, his behavior, his learning and ultimately his earning power,” states Michael Grose, author of ‘Why First Born Rule the World and Last Borns Want to Change It.’ “Most people have an intuitive knowledge that birth order somehow has an impact on development, but they underestimate how far-reaching and just how significant that impact really is.” Conley concedes that birth order is significant in shaping individual success, but only for children of large families — four or more siblings — and in families where finances and parental time are constrained. (In wealthy families, like the Bushes and Kennedys, it has less effect.)


Here’s a look at what impact your birth-order may have on you:


Firstborns: More conscientious, ambitious and aggressive than their younger siblings, firstborns are over-represented at Harvard and Yale as well as disciplines requiring higher education such as medicine, engineering or law. Every astronaut to go into space has been either the oldest child in his or her family or the eldest boy. And throughout history — even when large families were the norm — more than half of all Nobel Prize winners and U.S. presidents have been first born. Famous eldest children include: Hillary Clinton, Bill Clinton, Richard Branson, J.K. Rowling and Winston Churchill. And macho movie stars are First Born, too, including Clint Eastwood, John Wayne, Sylvester Stallone, Bruce Willis and all the actors who have played James Bond.


Middles: Middle children are more easygoing and peer-oriented. Since they can get lost in the shuffle of their own families, they learn to build bridges to other sources of support and therefore tend to have excellent people skills. Middle children often take on the role of mediator and peacemaker. Famous middle children include: Bill Gates, J.F.K., Madonna and Princess Diana.


Youngest: The youngest child tends to be the most creative and can be very charming — even manipulative. Because they often identify with the underdog, they tend to champion egalitarian causes. (Youngest siblings were the earliest backers of the Protestant Reformation and the Enlightenment.) Successful in journalism, advertising, sales and the arts, famous youngest children include Cameron Diaz, Jim Carrey, Drew Carey, Rosie O’Donnell, Eddie Murphy and Billy Crystal.


Only Children: Only children have similar characteristics to firstborns and are frequently burdened with high parental expectations. Research shows they are more confident, articulate and likely to use their imagination than other children. They also expect a lot from others, hate criticism, can be inflexible and are likely to be perfectionists. Well-known only children include Rudy Guiliani, Franklin Delano Roosevelt, Alan Greenspan, Tiger Woods, tennis teen queen Maria Sharapova and Leonardo Da Vinci.


Twins: Because they hold equal status and are treated so similarly, twins turn out similarly in most cases. Consider advice columnists “Dear Abby” and “Ann Landers” (Abigail and Esther Friedman), and Harold and Bernard Shapiro, who became presidents of Princeton University and Canada’s McGill University respectively.



Is it an appetizer? A salad? A snack?

Yes, to all of the above. I’m giving credit to my MIL for bringing this delish dish into my life! This recipe is easily a great side dish to a summer dinner or serve it with crackers as a refreshing appetizer. You can get creative with the flavor of balsamic vinegar or even add a splash of flavored olive oil.


3 large tomatoes sliced and halved (or even quartered if serving with crackers)

Mozzarella cheese (I use the round or oval block, not pre-sliced)

A handful or fresh basil

Capers (optional- I use 2 large spoonful’s)

Red onion (not pictures but chop some up and thrown on top)


  1. Slice tomatoes and lay in bottom of dish that would be able to hold some liquid.
  2. Slice cheese thinly in similar size to your tomato slices. Lay on top or mix with tomatoes.
  3. Add capers, chopped red onion and minced or thinly sliced basil on top.
  4. Top with balsamic vinegar or balsamic glaze (yum).
  5. Serve with crackers or as a salad. Enjoy!

Fiber, the forgotten nutrient


Stacia Whitney RD, CDN

Nourish Yourself Dietetics LLC


While some of you may disagree with this title, I would like to challenge you to calculate how much fiber you ate yesterday. It is true that most adults KNOW fiber is important but how much are you getting daily? How much should you be consuming? And what foods should you eat to increase your fiber?


While fiber is well known for its benefit on gastric motility there are several other very important advantages to consuming adequate fiber. Fiber is a complex carbohydrate that originates in plants (i.e. grains, vegetables, fruits.) Fiber cannot be broken down in the digestive tract. There are two categories of fiber- insoluble and soluble. As the name alludes to, soluble fiber can dissolve in water and become gel-like whereas insoluble fiber is resistant to water. Insoluble fiber is attributed with helping decrease intestinal transit time, reducing instances of constipation, diverticular disease and colon cancer. Additionally, soluble fiber has been shown to help reduce blood cholesterol levels becoming an important dietary tool to help lower the risk of cardiovascular disease. People with diabetes will also benefit greatly from adequate intake since fiber helps reduce spikes in blood glucose. Thankfully you do not need to keep track of both insoluble and soluble fiber intake, being aware of total dietary fiber is sufficient,


Where to start? It is important to note that a sudden and dramatic increase in fiber can cause gastric upset or even, ironically, constipation. It is recommended that you increase your fiber intake gradually while also increasing water intake to assure your body adjusts accordingly. Currently the recommended daily fiber intake for adults up to 50 years old is 25 grams for women and 38 grams for men. Adults over 50 years old should aim for 21-30 grams daily. While you may think you are on track to reach this goal, it has been found that most adults only eat about 10-15 grams daily.


Although I do think reaching the daily recommended amount of fiber is important, don’t go crazy tracking every gram. While there are certain foods that are notably higher in fiber- pears, raspberries, barley, almonds, black beans, eating a variety of vegetables, fruits and whole grains will likely help you reach your fiber goal.


*This article provides nutrition education and is not intended as medical advice.

How Much Does It Cost to

Insure an Electric Car?

Insurance tends to cost more for electric cars than traditional cars. However, it has nothing to do with the vehicle’s safety. Instead, it’s because EVs are more expensive than gas-powered cars. More expensive cars typically cost more to repair.


In addition, insurance companies take into account the high cost of EV battery packs. If an accident causes damage to the pack, and it needs to be replaced, it’s one of the most expensive repairs insurance companies will have to cover.


On average, you’ll pay 23% more to insure an electric car than a gas car. Some insurance companies are more forgiving than others, and rates vary widely depending on many variables.

Our latest blog, 10 Questions to Ask Before You Buy an Electric Car, can answer many of your questions and considerations before purchasing an electric car.

What Is Cryptocurrency?Here’s What You Should Know

Cryptocurrencies let you buy goods and services, or trade them for profit. Here’s more about what cryptocurrency is, how to buy it and how to protect yourself.


What is cryptocurrency?

  Cryptocurrency is a form of payment that can be exchanged online for goods and services. Many companies have issued their own currencies, often called tokens, and these can be traded specifically for the good or service that the company provides. Think of themyou would arcade tokens or casino chips. You’ll need to exchange real currency for the cryptocurrency to access the good or service.

Cryptocurrencies work using a technology called blockchain. Blockchain is a decentralized technology spread across many computers that manages and records transactions. Part of the appeal of this technology is its security.


  1. How many cryptocurrencies are there? What are they worth?

More than 10,000 different cryptocurrencies are traded publicly, according to, a market research website. And cryptocurrencies continue to proliferate, raising money through initial coin offerings, or ICOs. The total value of all cryptocurrencies on May 27, 2021, was more than $1.7 trillion —from April high of $2.2 trillion, according to CoinMarketCap. The total value of all bitcoins, the most popular digital currency, was pegged at about $735 billion — down from April high of $1.2 trillion.

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Crazy Foolish

A farmer walked into a hardware store and while purchasing some tools was asked by the proprietor if he would like to buy a bicycle.  “You won’t have to always keep a bicycle in feed,” said the storekeeper, “and you can ride around on your farm.  They are on sale and I can let you have one for eighty-nine dollars.”

“I’d rather put the eighty-nine dollars into a cow,” replied the dairy farmer.

“Well, you’d look crazy foolish riding around your farm on a cow now, wouldn’t you?” said the proprietor sarcastically.

The farmer responded, “No, I think I’d look more foolish milking a bicycle!”




Important Crop Insurance Information

  • You must notify the company and receive authorization to replant or destroy a crop.
  • Prevented planting claims require a loss notice and must be submitted in a timely manner.
  • When cropping for silage and a loss is suspected, the crop must be appraised first or adjuster approved check strips must be left in the field.
  • There can be no production from prior years left in storage unless an adjuster or another USDA Agency employee has measured it prior to the current year’s production being added.
  • If mycotoxins such as Aflatoxin are suspected, appropriate samples must be obtained by an Approved Insurance Provider (AIP) adjuster or approved, trained, disinterested third party before production is put in storage.
  • MPCI production losses must be submitted no later than 15 days after the end of the insurance period for the crop.
  • Revenue loss notices must be submitted no later than 45 days after the harvest price is released for the crop.
  • Elevator moisture shrink may be different from MPCI moisture shrink.  Corn is 15%.  Soybeans are 13%.
  • Policies with Optional Units or more than one Basic Unit must keep production records separate by unit.
  • Crop-Hail losses need to be reported on a storm-by-storm basis.  Losses will not be adjusted until approximately 10 days after the storm date.  As always, call the office if you have questions concerning your claim.  Phone (585) 589-6236.